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Message from the President
J. Michael Romey, President/CEO
April is National Community Banking Month and as such we always have activities that revolve around our commitment to our communities and our involvement with local businesses. This year, we are proud to feature several of the businesses we partner with through inbranch displays and online advertisements. This in addition to our monthly video series depicts the personal relationships we forge with our business customers year-round.
Ask the Lender
Steve Ritter, SVP/Bluffton City Executive and Ag Lender
How long will it take to find out if I'm approved for an ag real estate loan?
We want to make it is as easy and quick as possible to process your loan application paperwork. As part of our underwriting process, you should be able to supply us with these five items.
Ask the Lender
Rick Beverly, SVP/Findlay City President & Commercial Lender
How long will it take to find out if I'm approved for a commercial loan?
Being a locally owned privately held community bank we have an advantage over some of our larger competitors with local decision-making on our loans. We always want to get an answer back to our clients as soon as we can and we have a loan committee that meets weekly. The time frame will vary based on what is being used as collateral and the size of the transaction.
The Health Care Law
Randy Myers, Insurance Agent, Leland-Smith Insurance,
Van Wert, Ohio
What you should know for your business
The Affordable Care Act, also known simply as the Health Care Law, will officially go into effect in January 2014. In the time leading up to that, there is a lot of work to be done and decisions to be made as a business owner regarding the healthcare coverage you decide to offer your employees. Randy Myers, an insurance agent with Leland-Smith Insurance, discusses some of the requirements of the law and how the new coverage will work.
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