Online Banking Login New User Signup
Rates Contact Us
Now Available: Deposit checks using your phone! If you use Mobile Banking, you are now able to deposit checks into your account simply by taking a picture of it. Learn more.

Direct Deposit

Direct Deposit is the electronic transfer of a payment from a company or organization directly into an individual's checking or savings account. It's fast, safe and easy.

How do I sign up for Direct Deposit?

Payroll:

Ask your employer to sign you up for direct payroll deposit today!

Social Security:

We can help you get your social security checks set up for direct deposit. You may also contact the Social Security Administration at 1-800-772-1213.

Pensions, Annuities, Dividend Payments:

Contact your financial advisor to arrange for the direct deposit of your payments.

Tax Refunds:

You can indicate on your filing form that you would like to have your tax refund direct deposited.

Click here for more information on Direct Deposit.

Information you'll need to sign up for Direct Deposit:


  • CNB Transit/Routing Number: 041212983
  • Your CNB account number
  • Citizens National Bank Address
    P.O. Box 88
    Bluffton OH 45817
    (419)358-8040