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Savings, Money Markets and CD's

From personal savings accounts and money markets to long-term CD's, we want to make it easy for you to save by offering direct deposit, automatic transfers from your checking to savings, and online banking to let you view your accounts at any time.

Personal Savings Account

Our Personal Savings Account offers flexibility. With a low minimum opening balance, this account is suitable for anyone with any amount of money. A $250 minimum balance is required to earn interest and waive the monthly service fee.

Youth Savings (ages 16 and older)
Our Youth Savings Account allows you to keep your money for a future goal rather than using it to buy products or services. Children under age 18 do not require a minimum balance to earn interest and the monthly service fee is waived. Learn about our Student Checking here.

Money Market Account

A money market is a good option for establishing an emergency fund or saving for a specific goal. You are permitted an unlimited number of withdrawals in person at any of our branches. Additionally, you can make transfers to another account or to third parties by pre-authorized, automatic or telephone transfers. These transfers are limited to six per month.

Certificates of Deposit (CDs)

Many savers enjoy the security of CDs, where their money can earn an attractive rate without tempting them into early withdrawals. You can open a CD for as little as $500, with terms ranging from days to years. CDs may carry varying penalties for early withdrawal. Your interest rate remains fixed for the term of the CD.

Personal Savings Account
Certificate of Deposit
9-Month
No-Penalty CD

Amount to open account

$25

$500*

$2,500

Available without a monthly fee

YES
$250 minimum account balance, or if under age 21

YES

YES

Pays Interest

YES

YES

YES

Add to account whenever you wish

YES

NO

NO

Accessible by Online Banking

YES

YES
View account information and balances only.

YES
View account information and balances only.

FDIC insured

YES

YES

YES

*CD Specials may require a higher opening balance.

When Will I Reach My Savings Goal?