By using a desktop scanner and your own computer, you'll be able to deposit checks right from your place of business.

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It's like having a 24-hour bank teller right in your office!

  • Make deposits anytime-

    Enjoy the convenience of making deposits electronically 24-hours a day, 7-days a week, even weekends.

  • Save time preparing deposits-

    Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks.

  • Eliminate trips to the bank.

  • Consolidate funds from remote locations into one bank-

    Check deposits can easily be made from any remote office or storefront. This streamlines your cash flow by consolidating deposits from multiple locations into a single bank.

  • Reduce risk of check fraud-

    It may allow you to act sooner on returned checks, increasing your opportunities for collection.

  • More secure-

    Multiple layers of security including password protection, Internet firewalls, and 128-bit encryption, the highest level of security available.

Is Merchant Capture right for you?

Does your business:

  • Have multiple locations?
  • Make deposits after normal banking hours?
  • Pay transportation costs to deliver deposits to the bank?
  • Receive checks with large dollar amounts?
If you answered YES to any of the above questions, then Merchant Capture may benefit your company.

What you will need:

  • 1. Account with Citizens National Bank.
  • 2. Desktop check scanner (provided by CNB).
  • 3. High speed internet connection.
  • 4. Computer with 10 GB of available disk space on your system drive recommended
  • 5. 2.0 Ghz or higher processor recommended
  • 6. 2 GB of RAM or higher recommended (1 GB minimum)
  • 7. Windows Vista or Windows XP with service pack 2
  • 8. Microsoft Internet Explorer 6.0 service pack 1 or higher