[Bill Payment General Information]

Saves Time AND IT'S FREE!:

Less time writing checks.
No time spent addressing envelopes.
No more time spent buying stamps or envelopes.
No more time spent driving to the post office or dropping off bills in the mailbox.

Convenient online enrollment, with activation within 24 hours during the regular business week.
Once you're enrolled, simply enter the payment address and information from your current bills.
No need to notify any payee that you are paying through electronic bill pay.
Actual paper bill still comes to you in the mail.

Consumers are protected under the "Electronic Funds Transfer Act" (Reg E) for payments made using the Bill Payment Service.
Citizens OnLine utilizes the latest technology, developed to safeguard data through encryption or coding of information.
Multiple layers of advanced security tools including cryptography, firewalls, and trusted operating systems are used to prevent tampering and ensure the privacy of your account information.
Banks themselves, including the Federal Reserve, transmit billions of dollars electronically every day.

There is no limit to the number of payments you can make, or to the number of payees you can have.
Enter your payment information 24 hours a day, 7 days a week.
Pay your bills from anywhere you have internet access.
Compatible with leading finance software, including Quicken, QuickBooks and Microsoft® Money.