[Types of Personal Checking Accounts]

Relationship Accounts

These accounts reward those who have combined higher balances with CNB by providing ATM surcharge rebates and free choice items, such as safe deposit boxes. Please download the checking brochure for specific account requirements and options.

Optima Checking

Looking for a full-featured checking account that gives you credit for your mortgage, deposits AND your Linsco/Private Ledger (LPL) investments? We'll waive your service fees when you maintain a $125,000 Relationship Balance (Deposits, Loans and Investments). Plus receive most banking services for FREE and earn interest with a $2500 minimum balance.

Performance Checking

A perfect account for the homeowner! We'll waive your service fees when you maintain a $65,000 Relationship Balance (Deposits and Loans). You'll also earn interest with a $2500 minimum balance.

Advantage Checking

To reward CNB customers who maintain additional deposit accounts with us, we'll waive your service fees when you maintain a $10,000 Relationship Balance (Deposits). You'll also earn interest with a $2500 minimum balance.

Other Accounts

Classic Checking

A great account when you just have simple checking needs and don't have a lot of transactions. You'll also earn interest with a $2500 minimum balance.

Senior Classic Interest

Developed especially for those ages 50 and over, this account offers all the same benefits as our Classic Checking in addition to providing FREE checks.

As an added benefit for those 65 and over, the monthly service fee is waived regardless of balance as long as a monthly benefit check is direct deposited into the account or electronic statements are accepted.

FREE Checking with Interest

A great account when you just have simple checking needs and don't have a lot of paper check transactions. Your statements will be conveniently delivered by e-mail - click here for more information about E-Statements. You'll also earn interest with a $7500 minimum balance.