Direct Deposit is the electronic transfer of a payment from a company or organization directly into an individual's checking or savings account. It's fast, safe and easy.

How do I sign up for Direct Deposit?

PAYROLL:

Ask your employer to sign you up for direct payroll deposit today!

SOCIAL SECURITY:

We can help you get your social security checks set up for direct deposit. You may also contact the Social Security Administration at 1-800-772-1213.

PENSIONS, ANNUITIES, DIVIDEND PAYMENTS:

Contact your financial advisor to arrange for the direct deposit of your payments.

TAX REFUNDS:

You can indicate on your filing form that you would like to have your tax refund direct deposited.

For more information on Direct Deposit please Click Here.

INFORMATION YOU'LL NEED TO SIGN UP FOR DIRECT DEPOSIT:

  • CNB Transit/Routing Number: 041212983
  • Your CNB account number
  • Citizens National Bank
    P.O. Box 88
    Bluffton OH 45817
    (419)358-8040

Direct Deposit is safe.

Paper checks can be lost or stolen. Payments made by Direct Deposit have never been lost. In fact, you are 20 times more likely to have a problem with a check than with Direct Deposit. The Federal Government estimates that more than 4 million paychecks are lost or stolen each year.

Direct Deposit is more confidential.

Direct Deposit is one of the most confidential methods of processing a payment. With a traditional check, a dozen or more individuals might handle it - giving them access to such information as your address, your account number, your salary, as well as your signature. Direct Deposit eliminates manual processing so your private information remains confidential.

Direct Deposit saves you time.

You won't have to wait for the check to come in the mail, drive to the bank, or wait in line to deposit your check. In fact, by using Direct Deposit, you may save the equivalent of 24 hours—one entire day—each year by not having to go to the bank to deposit checks.

Direct Deposit is fast.

Direct Deposit gives many people access to their funds one to four days earlier than a check, because you don't have to wait for the check to clear. Your money is in your account at the beginning of the business day you're scheduled to receive your benefit--even when you are out of town or unable to get to your bank. For income tax refunds, the government often makes refunds via Direct Deposit within days of receiving returns. And you can always check to see if your Direct Deposit has been made through OnLine Banking!