Personal Savings Account
Our Personal Savings Account is designed especially for those smart savers who need the flexibility of a savings account. With a low minimum opening balance, this account is suitable for anyone with any amount of money.Certificates of Deposit (CDs)
Many savers enjoy the security of CDs, where their money can earn an attractive rate without tempting them into early withdrawals. You can open a CD for as little as $500, with terms ranging from days to years. CDs may carry varying penalties for early withdrawal. Although access is limited, your interest rate remains fixed for the term of the CD-an unbeatable deal when you have a sum you can tuck away for a while.
Christmas Club Account
Our Christmas Club account affords you the convenience of keeping your funds for holiday shopping separate from your traditional savings account. In addition it pays interest on all balances greater than $50. All funds are disbursed in October.
Personal Savings Account |
Christmas Club Savings |
Certificate of Deposit |
9-Month |
|
Amount to open account |
$25 |
$1 |
$500* |
$2,500 |
Available without a monthly fee |
YES |
YES |
YES |
YES |
Pays Interest |
YES |
YES |
YES |
YES |
Add to account whenever you wish |
YES |
YES |
NO |
NO |
Accessible by Online Banking |
YES |
YES |
YES |
YES |
FDIC insured |
YES |
YES |
YES |
YES |
*CD Specials may require a higher opening balance.