Get instant purchasing power with a low or no annual fee Visaź card. When dining out, traveling or shopping, you can avoid the risk of running out of cash and the hassle of carrying your checkbook. You can also use your Visaź card for emergency cash advances. Subject to credit approval.

Citizens currently offers the following cards:

  • Platinum Visa
  • Preferred Visa
  • Classic Visa

With our Optima and Performance checking accounts the Visa annual fee is waived!

Visa's Zero Liability Policy

When you use your CNB Visa Credit Card or CheckCard to shop online, in a store, or anywhere, you are protected from unauthorized use of your card or account information. With Visa's Zero Liability Policy*, your liability for unauthorized transactions is $0 - you pay nothing! Visa takes online security very seriously so you can focus on your shopping.

* U.S.-issued cards only. Unless you have been grossly negligent or have engaged in fraud, you will not be liable for any unauthorized transactions using your lost or stolen CNB Visa® credit card or CNB Visa® CheckCard. This additional liability does not apply to ATM transactions, to transactions using your Personal Identification Number (PIN) which are not processed by Visa®. See your Cardholder Agreement for more details.