Online Business Banking Login
Rates Contact Us
Now Available: Deposit checks using your phone! If you use Mobile Banking, you are now able to deposit checks into your account simply by taking a picture of it. Learn more.

Small Business Checking

When choosing which small business checking account to open consider the number of transactions you perform monthly and whether or not you'd prefer to earn interest. The Free Business Checking allows 100 transactions per month and does not earn interest. The Basic Business Checking Account allows 150 transactions per month and offers the option of earning interest. Electronic transactions are unlimited for both accounts. See the chart below for a side by side comparison.

Free Business Checking
Basic Business Checking
Statement Type Electronic Electronic or Check Safekeeping
Opening Balance $100 $100
Minimum Balance to Waive Service Fees 1 No minimum balance required $2500 Average Daily Balance
Monthly Maintenance Fee No monthly maintenance fee $12
Minimum Balance to Earn Interest 2 N/A $2500
Activity Fees 3 $1 for each transaction item over 100 per month $0.50 for each transaction item over 150 per month
Check Copies $2 each (6 copies per year free) $2 each (6 copies per year free)
Locked Night Deposit Bags $20 $20
Wire Transfers 4 -
Outgoing
Incoming

$20-$40
$15

$20-$40
$15
CheckCard 5 Available Available
Foreign ATM Use No CNB charge
Surcharge Free ATM use at Money Pass Network ATMs
No CNB charge
Surcharge Free ATM use at Money Pass Network ATMs

As with all CNB Business Checking Accounts, you'll be able to access your accounts online through Basic Online for Business for free. Through this system you may view all your accounts, make internal transfers and use CNB Bill Payment to easily pay all your bills online. You may also receive a Business Visa® CheckCard which you can use anywhere Visa® is accepted to make purchases and have them debited directly from your checking account.

FraudGuard
If you write checks, CNB offers another line of defense in avoiding fraud. FraudGuard is software we use to review all CNB checks that are processed through our bank, building a history of check stock, signatures and check sequence each time a check comes through.
1 The Average Daily Balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. 2 Rates are tiered. See Rate Charts. The variable interest rate is subject to change weekly and varies according to account balance. Interest is compounded and paid monthly to your account. 3 Transaction items include checks written, checks deposited and deposit slips. Electronic transactions are unlimited. 4 Wire transfer requests must be made either through Online for Business or in person. 5 Fees may apply.

FREE Gift with Checking
Receive a free gift just for opening any new checking account.

Gifts change quarterly. Mrs Fields cookie sheet
Mrs. Fields Cookie Sheet*

*Available while supplies last. If unavailable a gift of comparable value will be provided.

More Information
To learn more about our cash management services, call:
1-800-448-0025
Mon. - Fri. 8:30 am - 5 pm EST
newsletter ad

Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List icon Sign up for our Email Newsletter