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Citizens National Bank Named One of Top 100 Community Banks in the Nation

News Releases — April 5, 2013

As Ranked by SNL Financial

Citizens National Bank was recently named one of the top 100 community banks in the nation for companies with between $500 million and $5 billion in assets by SNL Financial. SNL Financial is an independent business intelligence firm that specializes in financial services data. Ranked 55th on the list, Citizens National Bank was the only bank based out of Ohio to be included.

SNL ranked the best-performing community banks using six core financial performance metrics that focus on profitability, asset quality and growth for the 12-month period ended Dec. 31, 2012. To compile this ranking, SNL defined community banks as institutions with between $500 million and $5 billion in assets and with 60 or fewer offices. Also, at least one-third of the banks' balance sheets must be composed of loans, and they cannot have more than half of their loans in credit cards. "We're honored to be included in this list with other top-performing institutions," states President/CEO J. Michael Romey. "Our continued focus on stable community-based lending and conservative banking practices has contributed greatly to the success we've seen over the past 3 years."

With offices in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield and Van Wert, Citizens National Bank has assets totaling more than $600 million and has been serving the communities of West Central Ohio since 1920.