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Use these helpful tools to answer your financial questions and educate yourself to help plan for your future.

Credit Cards and Debt Management

Cost-of-Debt Calculator
Use this calculator to see just how expensive paying interest on your debt can be.

Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Student Loan Consolidation and Debt Payoff
The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
Insurance Calculators

Comprehensive Life Insurance Analysis
How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.

Disability Insurance
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

Health Savings Account (HSA) vs. Traditional Health Plan
Compare a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.

Long Term Care Calculator
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
Investment Calculators

Investment Goal
Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.

Investment Questionnaire - Cash, Fixed Income and Equities
This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
Loan Calculators

Alternative Payment Frequencies
Use this calculator to determine your payment or loan amount for different payment frequencies.

Equity Line of Credit Payments
What will my monthly payments be for an interest only equity line of credit?

Loan & Credit Line Payment
This calculator helps determine your loan or credit line payment.
Mortgage Calculators

Adjustable Rate Mortgage Calculator
This calculator helps you to determine what your adjustable mortgage payments will be.

ARM vs. Fixed Rate Mortgage
Use this calculator to compare a fixed rate mortgage to a Fully Amortizing ARM.

Maximum Mortgage
Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

Mortgage Comparison: 15 Years vs. 30 Years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Points Calculator
Should you buy points? Use this calculator to find out.

Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!

Rent vs. Buy
Are you better off buying your home, or should you continue to rent?
Personal Finance

Basic Calculator
This works just like a pocket calculator.

Basic Financial Calculator
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.

Debt to Income Ratio
Use this calculator to determine your debt to income ratio, an important measure in determining your ability to get a loan.

Home Budget Analysis
Analyze your budget, see where you money goes and find out where you can improve!

Net Worth
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Student Budget
This calculator is specifically designed to help student understand their expenses and income while attending a university, college or other full-time educational institution.
Retirement Savings and Planning

How Important is Social Security?
Use this calculator to determine how losing this important retirement asset could affect you.

How long will my retirement savings last?
Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.

Required Minimum Distribution (RMD)
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.

Retirement Account Contribution Accelerator
Use this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement.

Retirement Nestegg Calculator
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.

Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.

Retirement Shortfall
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Roth 401(k) Conversion
This calculator will show the advantage, if any, of converting your pre-tax 401(k) to a Roth 401(k).

Roth IRA vs. Traditional IRA
Use this calculator to determine which IRA may be right for you.

Should you Borrow From a 401 (k) or 403(b)?
The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings.
Savings Calculators

Certificate of Deposit Calculator
Find out how much interest you can earn on a Certificate of Deposit (CD).

College Savings
Develop or fine tune your education savings plan.

Compare Savings Rates
See how different savings rates can impact your savings strategy.

Emergency Savings Calculator
Determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Home Buyer Savings Calculator
Use this tool to help you calculate what it might take to save for your new house.

Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.

FDIC Calculator - EDIE The Estimator
Are you fully FDIC insured?
Tax Calculators

1040 Tax Calculator
Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.

Self-Employment Tax Calculator
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for tax year 2014.
Business Calculators

Commercial Loan Calculator
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Equipment Buy vs. Lease
Should you lease your equipment of finance it? Find out with this calculator!

Financial Ratios
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

Profit Margin Calculator
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
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