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Automatic Savings Account

Automatic Savings
Open An Automatic Savings
We want to make it easy for you to save!

Consider your lifestyle and fit these saving tips into it. Don't try to force a million changes on you and your family in one day. It's a slow process that changes your behavior over a period of time. Take your current behavior and set small milestones.

Make Saving Automatic
Setup an automatic transfer into a savings account. You can easily set up an automatic transfer on a regular basis from your checking to your savings account within online banking.

Split Your Direct Deposit
When you get paid, have a portion of your paycheck go directly into a savings account.

Delink Your Accounts
Delink your savings account from your ATM card. This eliminates the temptation to withdraw money from your savings for small purchases.

Go Cash Only For 15 - 30 Days
Using cash only forces you to be a conscious spender. Rather than blindly using your credit card and deferring whether it's worth it or not until your bill comes using cash forces you to make that decision when you pay.

Start The 52 Week Savings Challenge
Start with just $1 in week one. By increasing the amount saved by just $1 per week, in 52 weeks you will have accumulated almost $1,400! Download the Challenge Worksheet!

Automatic Savings Account
Automatic Savings Account

Open an Automatic Savings Account with Direct Deposit or Automatic Transfer from your checking account and start SAVING!

Plus...CNB will help you save MORE with an intro rate of

0.35% APY*
*Annual percentage yield (APY) accurate as of 1/5/17. Rates and tiers are subject to change at the bank's discretion. The above stated APY is guaranteed on all balances for the first 6 months after the account is opened. Minimum opening balance is $25. After 6 months the applicable standard tiered variable rates for the Personal Savings Account will apply. Balances of $100,000 and above currently earn 0.05% APY; balances ranging between $25,000-$99,999.99 currently earn 0.03% APY; balances between $7,500-$24,999.99 currently earn 0.01% APY; balances between $2,500-$7,499.99 currently earn 0.01% APY; balances between $250-$2,499.99 currently earn 0.01% APY; balances below $250 do not earn interest. CNB Checking account and direct deposit or automatic transfer into savings account of at least $50 per month are required. Standard tiers will apply if these are not established within 90 days. Non-personal, public and brokered funds not accepted. Funds currently on deposit with Citizens National Bank are not eligible for this offer. Fees could reduce earnings.
Automatic Savings Account
Amount to open account $25
Available without a monthly fee YES
$250 minimum account balance
Pays Interest YES
Add to account whenever you wish YES
Accessible by Online Banking YES
FDIC insured YES
More Information
Call to learn more about our savings accounts:
Mon. - Fri. 8:30 am - 5 pm EST
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