To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth (for individuals), and other information that will allow us to identify you. We may also ask to see your driver's license (for individuals) or other identifying documents.

Thank you for your request for a Citizens National Bank account. Please supply all of the requested information in our secure application to ensure that the processing time of your application will not be delayed. 

Before you begin the application process, please note the following qualifying items required to complete an application:

  • You must be a U.S. resident, at least 18 years old, and have a valid driver's license/state ID and social security number/Tax ID.
  • An email address is necessary to communicate with you throughout the account opening process.
  • Only personal (non-business) accounts are able to be opened through this feature at this time. If you wish to open an account with a business purpose, please contact a customer service representative with the phone numbers listed below.

Applications are subject to approval. Such approval may entail the Bank to access your credit bureau report in order to review your credit history as well as your previous banking relationships.

If you prefer to speak to a Customer Service Representative for assistance with the application, please call us at one of our offices:


Bluffton 419-358-8040

Celina 419-584-2300

Defiance 419-782-2032

Elida 419-339-0107

Findlay 419-427-2920

Lima 419-224-0400

Springfield 937-629-3575

Toledo 419-720-0009

Van Wert 419-238-1080

Toll-Free 1-800-262-4663


Review our Privacy Statement

If you accept and wish to continue with opening your new account, continue below. 




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