To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth (for individuals), and other information that will allow us to identify you. We may also ask to see your driver's license (for individuals) or other identifying documents.

Thank you for your request for a Citizens National Bank account. Please supply all of the requested information in our secure application to ensure that the processing time of your application will not be delayed. All applicants must be a U.S. resident and at least 18 years of age.

Before you begin, you will need the following materials:

  • Social Security Number
  • Driver's License or State ID
  • Income Information
  • Information about your debts and bank accounts

Applications are subject to approval. Such approval may entail the Bank to access your credit bureau report in order to review your credit history as well as your previous banking relationships.

If you prefer to speak to a Loan Officer for assistance with the application, please call us at one of our offices:


Bluffton 419-358-8040

Celina 419-584-2300

Defiance 419-782-2032

Elida 419-339-0107

Findlay 419-427-2920

Lima 419-224-0400

Springfield 937-629-3575

Toledo 419-720-0009

Van Wert 419-238-1080

Toll-Free 1-800-262-4663


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If you accept and wish to continue with opening your new account, continue below. 




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