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Learn if your business is qualified for Business Loan Programs by the United State Department of Agriculture Rural Development (USDA)

Business and Industry Guaranteed Loans

Bank loans between $500,000 and $10,000,000
Up to 80% of loan is guaranteed against loss
Projects create and/or retain jobs
Loans for either business expansions or start-ups, includes manufacturing, wholesale, retail or service
Loan purposes include real estate, machinery, and equipment or term working capital
Collateral must be sufficient to protect the interest of the lender and USDA
Business must be located in rural area or small towns under 50,000

To improve, develop and construct essential community facilities in rural areas including: hospitals, health clinics, nursing homes, fire and police departments, community centers, roads and streets, libraries, schools, criminal justice centers, recreational facilities, etc.
Applicants must be nonprofit corporations and public bodies such as municipalities, counties, special purpose districts, and authorities.
Maximum guarantee is 90% although normally the guarantee will not exceed 80%.