Online Business Banking Login
Rates Contact Us
Mobile Banking Users: A recent security update to our app requires you to login to Online Banking every 90 days. If it has been longer, you will be locked out of Mobile Banking until you update your password.

Leasing

Leasing is a cost-effective and practical means of obtaining equipment while offering several advantages. From one-person operations to Fortune 100 corporations to cities and farmers, a lease from Citizens National Bank can help your business grow. We offer flexible term options. You may choose annual, bi-annual, quarterly or monthly payments.

Leasing is Flexible, Practical and Cost Effective

Flexible
A lease provides the use of equipment for a specific period of time at fixed rental payments. Leasing allows you to be more flexible in the management of your equipment.

Practical
By leasing, you transfer the uncertainties and risks of equipment ownership to the lessor, which allows you to concentrate on using that equipment as a productive part of your business.

Cost Effective
Equipment is costly and some of the costs are unexpected. When you lease, your risk of getting caught with obsolete equipment is lower because you can upgrade or add equipment to best meet your needs.
Benefits of Leasing
  • Leasing has tax advantages
  • Leasing helps conserve operating capital
  • Leasing keeps lines of credit open
  • Leasing helps avoid costly down payments
  • Leasing helps better manage your balance sheet
Examples

Agriculture
Grain bins, equipment, barns

Medical/Dental
Technology, equipment

Municipal
Vehicles, heavy equipment, fire engines, ect...

Schools
Computer labs, small buses, technology
Meet Our Lenders
shaking hands

For an online directory of our commercial lenders

More Information
Leave it to our team of leasing experts to customize a lease to fit your needs. Call:
1-800-262-4663
Mon. - Fri. 8:30 am - 5 pm EST
newsletter ad

Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List icon Sign up for our Email Newsletter