Designed to enable financing that might otherwise be unavailable due to a collateral shortfall for small businesses, minority- and women-owned businesses, and businesses located in HubZone areas that need access to capital for growth or expansion.

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  • Small businesses with fewer than 250 employees and revenue equal to or less than $20 million.
  • Ohio-based business - new or existing.
  • Maximum cash collateral deposit amount for fixed asset or working capital loans is $1.5 million. Maximum lender loan amount is $5 million.
  • Minimum loan amount for working capital is $100,000.
  • Loans may be used for short-term or long-term owner occupied commercial real estate, equipment purchases, leasehold improvements, refinancing and more.
  • See Eligibility Criteria for a complete list.

More Information

To learn more about how our commercial loan services can benefit your business today, call:


Mon - Fri: 8:30 AM - 5:00 PM EST


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