Online Business Banking Login
Rates Contact Us
Mobile Banking Users: A recent security update to our app requires you to login to Online Banking every 90 days. If it has been longer, you will be locked out of Mobile Banking until you update your password.

Online for Business

The Online for Business ACH Manager system will be down for maintenance on Monday, April 24, from 6:00 AM to 7:00 AM. The ACH Manager system will be temporarily unavailable during this time. We apologize for any inconvenince.

Online for Business is an internet-based program that provides online access to your Citizens National Bank accounts 24 hours a day, 7 days a week. You may initiate transactions from any computer with internet access.

We offer the latest in account safety including multi-factor authentication and encryption through our website.

  • View Real-time Account Information
  • View Consolidated Account Info
    Owners of multiple businesses, or those customers who wish to view both their business and personal accounts at the same time, can access all of their accounts on one screen.
  • Control Employee Access
    You will have the ability to grant and limit employee access to specific types of fund transfers and payments. For your security, Citizens National Bank issues one token per user. We ask that employees do not share tokens.
  • Pay Bills and Suppliers
    Bill payment and ACH capabilities make Online for Business the only online service business customers need to pay bills and manage accounts.
  • Schedule Transfers
    You'll have the flexibility to create recurring transfers and schedule internal fund transfers in advance.
  • Point-and-Click Image Access
    You'll have point-and-click access to images of checks, deposit slips and other transaction-related documents.
  • Pre-Paid Reloadable Cards for Employees for Payroll

Citizens National Bank offers 4 packages of Online for Business which provide additional functionality depending upon your business needs.

  • Basic Package - Included free of charge with any business checking account.
  • Basic Plus - Initiate domestic and international wires yourself without having to go to the bank.
  • Small Business - Use Online for Business to manage your state and federal tax payments as well as initiate direct deposit of payroll for your employees.
  • Deluxe - Includes all the functionality of the previous packages in addition to full ACH capability, including electronic vendor payments and returns.
Basic Plus
Small Business
Image Retrieval
Transaction Search
Transaction Export
Stop Payments
CNB Account Transfers
Bill Payment
Merchant Capture
Expense Tracking
Domestic Wires  
International Wires  
Federal Tax Payments    
State Tax Payments    
Direct Deposit Payroll    
ACH Electronic Payments      
External Transfers/
Cash Consolidation
ACH Vendor Deposit      
ACH Returns      
FREE Account Analysis
Amy Yochum director treasury management
Amy Yochum
Seth Combs treasury management
Seth Combs

Our Cash Management specialists will analyze your accounts and determine the best suite of products to meet your needs.

More Information
Call now to enroll in Online for Business:
Mon. - Fri. 8:30 am - 5 pm EST
newsletter ad

Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List icon Sign up for our Email Newsletter