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Positive Pay

Positive Pay is an automated fraud detection tool that matches the payee, account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized by the company. All components of the check must match exactly or it will not pay.


Positive Pay requires the company to send a file of issued checks to the bank each day checks are written. When those issued checks are presented for payment at the bank, they are compared electronically against the list of transmitted checks.

When a check is presented that does not have a "match" in the file, the bank sends an image of the exception item to the client. The client reviews the image and instructs the bank to pay or return the check.

  • Prevents check fraud before it occurs
  • The business owner determines dollar amount limit exceptions
  • Approve on the go with alerts through mobile banking
  • Integrates with Online for Business for ease of use
FREE Account Analysis
Amy Yochum director treasury management
Amy Yochum
Seth Combs treasury management
Seth Combs

Our Cash Management specialists will analyze your accounts and determine the best suite of products to meet your needs.

More Information
To discuss Positive Pay or to sign up, call:
Mon. - Fri. 8:30 am - 5 pm EST
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