Positive Pay is an automated fraud detection tool.

It matches the payee, account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized by the company. All components of the check must match exactly or it will not pay.


Click here to watch a video demo on Business Positive Pay.

One of the
simplest forms
of fraud protection.

Watch our Video Demo.


How Positive Pay Works

Positive Pay requires the company to send a file of issued checks to the bank each day checks are written. When those issued checks are presented for payment at the bank, they are compared electronically against the list of transmitted checks.

When a check is presented that does not have a "match" in the file, the bank sends an image of the exception item to the client. The client reviews the image and instructs the bank to pay or return the check.


  • Prevents check fraud before it occurs
  • The business owner determines dollar amount limit exceptions
  • Approve on the go with alerts through mobile banking
  • Integrates with Online for Business for ease of use

More Information

To discuss Positive Pay or to sign up, call:


Mon - Fri: 8:30 AM - 5:00 PM EST


Join the Club!

Join our Text Club to receive special offers and information from CNB!

Text CNBOHIO to 82257

green CNBOHIO quote box

Service available in USA only. Text HELP to 82257 for help. Standard Text Message and any ProTexting List, send "STOP" to 82257. SMS Marketing Provided by ProTexting.com

Newsletter Sign-up

Looking to earn interest while still having access to your funds?

At CNB, we offer both traditional and accounts through Promontory that provided higher limits of FDIC insurance.

Learn More