Leave your checkbook at home.
All you need is your Citizens National Bank Visa® Debit Card!
Using your Visa® Debit Card is safer than ever, even when shopping online! In fact, it is safer than carrying cash, more convenient than writing checks, and faster than making a trip to the bank. Use your Visa® Debit Card today and find out for yourself.
To activate your CNB Visa® Debit Card, call 1-800-567-3451.
Contact the bank if you plan to use your Citizens National Bank Debit Card or Credit Card while traveling in the US or out of the country. Due to fraud concerns, many foreign countries or out of state transactions may be declined if we were unaware of your plans.
For a complete list of currently blocked countries, please click here.
Rather than using your debit card, you may consider purchasing a pre-paid Visa gift card if you’re traveling in the US, or purchasing a Travelex card for use in international countries. These cards are pre-loaded with the amount you prefer and may be used anywhere credit cards are accepted.
Visa's® Zero Liability Policy
When you use your CNB Visa® Debit Card or Credit Card to shop online, in a store, or anywhere, you are protected from unauthorized use of your card or account information. With Visa's® Zero Liability Policy *, your liability for unauthorized transactions is $0 - you pay nothing! Visa® takes online security very seriously so you can focus on your shopping.
* US-issued cards only. Unless you have been grossly negligent or have engaged in fraud, you will not be liable for any unauthorized transactions using your lost or stolen CNB Visa® Debit Card or CNB Visa® Credit Card. This additional liability does not apply to ATM transactions, to transactions using your Personal Identification Number (PIN) which are not processed by Visa®. See your Cardholder Agreement for more details.
Verified by Visa®
When using your Debit Card to shop online, you will be asked to become verified prior to completing an online transaction if the merchant is a member of the Verified by Visa® program. This will require you to enter an additional password to complete online transactions with your Visa® Debit Card, providing an additional layer of security for verifying if you are the owner of the card.
Citizens National Bank utilizes a fraud detection program to prevent unauthorized use of your Debit Card. The program tracks the type of transactions you usually perform with your Debit Card and then compares that behavior with each new transaction and characteristics of fraud. If something seems suspicious, you may be called at home to verify the transaction. If we were unable to leave a message, a letter will be mailed to your home and your card restricted until you contact the bank. This program is for your protection as we try to eliminate Debit Card fraud. If you plan to use your Debit Card while traveling or to purchase expensive items that are not typical of your card use, please contact the bank to notify us.
To learn more about our checking and savings options, call:
Mon - Fri: 8:30 AM - 5:00 PM EST
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