Health Savings Accounts (HSA's) combine with high deductible health plans to create a cost-saving medical plan.

Blue debit card with CNB branding

HSA owners can contribute money tax-free up to certain maximums per year and may use checks or a debit card to pay for many medical expenses not normally covered by traditional health plans.

We also offer a premium account with higher interest rates for accounts with balances of $5000 or more.
Note: You may not apply for a Premium account online. Contact us for more information.

 

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Benefits

  • Lower premium costs
  • Tax-free contributions and earnings*
  • The ability to rollover funds year to year, accumulating interest
  • No use-it-or-lose-it stipulations
  • Portability to maintain your HSA even if you change jobs or insurance provider
  • Interest on all balances $1.00 or more

*Consult Tax Advisor

Saving for a specific goal?

Our Goal-Based Savings Account makes saving for a specific goal easier. This simple account lets you title the account based upon the goal you're trying to achieve and state an amount you plan to save.

Learn More