Certificate of Deposit Rates

Effective January 15th - January 21st, 2020
subject to change.

 

CD Term1 APY2 Minimum Opening Balance
91 Day CD 0.15% $500
182 Day CD 0.30% $500
7 Month CD 0.35% $500
12 Month CD 0.55% $500
18 Month CD 0.65% $500
24 Month CD 0.75% $500
30 Month CD 1.06% $500
36 Month CD 1.16% $500
60 Month CD 1.56% $500
60 Month Fixed IRA 1.56% N/A
1 You may have to pay a penalty for early withdrawal.
2 (APY) Annual Percentage Yield.

 

Mortgage Rates

Effective from 11:00 am to 4:30 pm on January 17th, 2020
Rates subject to change.

 

Fixed Rate Mortgages

Term/Type Rate Points APR
30 Year Fixed 3.750% 0.00pts 3.750%
30 Year Fixed 3.625% 0.50pts 3.666%
30 Year Fixed 3.500% 1.00pts 3.581%
20 Year Fixed 3.500% 0.00pts 3.500%
20 Year Fixed 3.375% 0.50pts 3.431%
20 Year Fixed 3.250% 1.00pts 3.363%
15 Year Fixed 3.250% 0.00pts 3.250%
15 Year Fixed 3.125% 0.50pts 3.197%
15 Year Fixed 3.000% 1.00pts 3.145%

 

Adjustable Rate Mortgage 1

Owner-Occupied 1st Mortgage Liens

Type Rate APR Maximum Term
5/1 Year ARM 4.375% 4.396% 30 Terms

 

1 The APR and payment are subject to increase after closing. Rates caps are 2% Year/ 6% Life. Max LTV is 80%

 

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