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Purchasing A Home

Beyond the Rate: You Found Your Dream Home, Now What?

So, you finally found your dream home and have an accepted purchase contract. Congratulations! Now what? Contact your lender and make sure they have the legally executed purchase contract. The lender will order: • An appraisal • Title work • Location survey (ordered if needed) Once approved, your lender will contact you to determine the closing time and location. On the day of closing, you will need your driver’s license. Be ready to sign your name a lot! Once this is done, the title company will file your new deed and mortgage with the county. Congrats! You are now a homeowner!! Contact us to get your Mortgage Questions Answered: Get Pre-Approved Today: #communitybank #mortgage #mortgagelender #firstimehomebuyer #howtobuyahouse #ohiohomes #banker #banklocal #loan

Beyond the Rate: What is the Ohio Homebuyer Plus Program?

CNB is participating in the Ohio Homebuyer Plus Savings Program which provides a high rate savings account to save for a new home. Account proceeds can only be used toward the down payment or closing costs of a home purchased in Ohio, to become a primary residence. The account may only be open for 5 years. If funds are not utilized for eligible purposes at the end of the 5-year term, the account will be closed and funds returned to the account owner or moved to a non-Ohio Homebuyer Plus Savings account. Participants must be: • Ohio resident • At least 18 years of age • Primary residence located in the State of Ohio To learn more about CNB's account offer, visit For information about the program from the state of Ohio, visit Find a Citizens National Bank office at #highyieldsavings #newhome #savings #savingforahouse #communitybank #ohiohomes #cnbohio

Beyond the Rate: How Much Home Can I Afford?

Can you afford to buy a house? In this video of our Beyond the Rate series, Deanna Bowman, AVP Mortgage Lender NMLS# 1031822 with Citizens National Bank will walk you through the answers to these questions to help you determine how much home you can afford. 1. How much can you afford? 2. How much do you have saved for the down payment? 3. Do you have a good credit history? Try our online financial calculators: Contact us to get your Mortgage Questions Answered: Get Pre-Approved Today: #communitybank #mortgage #mortgagelender #firstimehomebuyer #howtobuyahouse

Beyond the Rate: What is the Welcome Home Program?

Go Beyond the Rate with Mary Ann George, VP Mortgage Lender NMLS #554356 with Citizens National Bank, to discuss the Welcome Home Program. In this video, Mary Ann discusses how the program works, what the qualifications are, and how to get pre-approved for your new mortgage with CNB. #cnbohio #mortgage #newhouse #mortgagelender Learn more at our website: MEMBER FDIC | Equal Housing Lender | NMLS #439892

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