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Small Business Checking

Which checking account you choose depends on the amount of activity you typically have each month for your business. Our cash management specialists can analyze your current statements and propose the best option.

Free Business Checking
Basic Business Checking
Statement Type Electronic Electronic or Paper
Opening Balance $100 $100
Minimum Balance to Waive Service Fees 1 No minimum balance required $2500 Average Daily Balance
Monthly Maintenance Fee No monthly maintenance fee $12
Activity Fees 2 $1 for each transaction item over 100 per month $0.50 for each transaction item over 150 per month
Check Copies $2 each (6 copies per year free) $2 each (6 copies per year free)
Locked Night Deposit Bags $20 $20
Wire Transfers 3 -
Outgoing
Incoming

$20-$40
$15

$20-$40
$15
CheckCard Available Available
Visa® Credit Card with Rewards 4 Available Available

As with all CNB Business Checking Accounts, you'll be able to access your accounts online through Basic Online for Business for free. Through this system you may view all your accounts, make internal transfers and use CNB Bill Payment to easily pay all your bills online. Mobile Banking for Business is available to anyone with Online for Business. You can download the app through the Apple App Store or Google Play.

Positive Pay, one of the simplest forms of check fraud detection, is available on any business checking account. This service matches the payee, account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized by the company. All components of the check must match exactly or it will not pay. Contact your business banking officer for more details.

FraudGuard
If you write checks, CNB offers another line of defense in avoiding fraud. FraudGuard is software we use to review all CNB checks that are processed through our bank, building a history of check stock, signatures and check sequence each time a check comes through.
1 The Average Daily Balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. 2 Transaction items include checks written, checks deposited and deposit slips. Electronic transactions are unlimited. 3 Wire transfer requests must be made either through Online for Business or in person. 4 Subject to credit approval.

FREE Gift with Checking
Receive a free gift just for opening any new checking account.

Gifts change quarterly. free gift with checking blanket
Blanket*

*Available while supplies last. If unavailable a gift of comparable value will be provided.

More Information
To learn more about our cash management services, call:
1-800-262-4663
Mon. - Fri. 8:30 am - 5 pm EST
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