A personal account for business owners
Elite Checking takes into account your total relationship with our bank and offers many benefits including unlimited ATM surcharge rebates and a Platinum Visa® Credit Card.* As with all our checking accounts, you will have online access to your Elite Checking through Online Banking and Mobile Banking. Additionally, you will also receive FREE CNB Bill Payment and a FREE CNB CheckCard.
Elite Checking is our most comprehensive relationship account, offering our highest level of benefits. It is designed for customers who have combined business and personal deposit, loan and investment balances of $125,000 or more.**
With Elite Checking, you also become eligible for our Platinum Visa® Credit Card.* This credit card offers a low interest rate with benefits beyond a traditional credit card. If you have a CNB Visa® Credit Card, you are automatically enrolled in our rewards program, UChoose Rewards, which earns points that can be redeemed for merchandise or travel through the UChoose Rewards website.
*Subject to credit approval.
**Certificates of Deposit not included in Relationship Balance
Special 6 Month Intro Rate
We are currently offering a 6 month introductory rate of 0.35% APY on all balances.***
***Annual percentage yield (APY) accurate as of 5/16/16. The above stated APY is guaranteed on all balances for the first 6 months after the account is opened. Minimum opening balance is $50. After 6 months the applicable standard tiered variable rates for the Elite Checking Account will apply. Balances of $100,000 and above currently earn 0.07% APY; balances ranging between $25,000-$99,999.99 currently earn 0.05% APY; balances ranging between $7,500-$24,999.99 currently earn 0.03% APY; balances ranging between $2,500-$7,499.99 currently earn 0.01% APY; balances below $2,500 do not earn interest. Fees could reduce earnings.
1 Certificates of deposit are not included in Relationship Balances. 2 Rates are tiered. See Rate Charts. 3 Subject to program terms. 4 Fees may apply. 5 Subject to credit approval.
|Monthly Service Fee
|Minimum Balance to Earn Interest 2
|Minimum Balance to Waive Service Fees
||$125,000 relationship balance including personal and business: deposits, loans and investments. 1
|Unlimited Account Activity
||Checks, Online, CheckCard and ATM
|Foreign ATM Use
||No CNB charge
|Overdraft Privilege 3
|ID Theft Protection 4
||One box of specialty checks per year or 50% discount.
- CheckCard 4
- Direct Deposit
- Online Banking
- Bill Payment
- Notary Service
- Platinum Visa® with Rewards 5
- Personal Safe Deposit Box
- Cashiers Checks
- Unlimited Foreign ATM Withdrawals
- Mobile Banking