Providing the products and services your business needs

 It's just one example of our commitment to exceptional customer service, along with outstanding products and services.

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Online for Business

Access your business bank accounts anywhere, day or night.

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Business Mobile Banking

With CNB Mobile Banking, you can securely manage your business faster and easier than ever.

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Business Credit Card

Track your business expenses with ease and earn rewards at the same time.

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Transition Team

Our transition team helps make switching your accounts to CNB easy.

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Merchant Capture

It's like having a 24-hour bank teller right in your office.

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Health Savings Accounts

Combine with high deductible health plans to create a cost-saving medical plan.

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Merchant Services

If you don't accept credit cards, you are losing business to your competitors that do. Enroll today!

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Courier Service

Focus on running your business and let us worry about the logistics.

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Prepaid Reloadable Cards

Provide alternative payment method to employees who don't have a regular bank account.

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Gift Cards

Enjoy the safety and convenience of using a Visa Gift Card when you travel.

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International Services

Order Travel Cards or Foreign Currency to make traveling internationally easier.


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Business Calculators

Everything you need to help run your business more effectively.

Effective May 11, 2018, the government is requiring all banks to comply with new rules under the Bank Secrecy Act that will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security issues. This is referred to as the Beneficial Ownership Rule that applies to each new account that is opened by a legal entity. Examples of legal entities would include corporations, limited liability companies, partnerships, business trust filed with the state or other similar business entities. There are 2 prongs for the definition of beneficial owner:

  • Ownership – each individual, who directly or indirectly, owns 25% or more of the equity interests of a legal entity customer
  • Control – one individual with significant responsibility to control, manage or direct a legal entity customer (e.g. CEO, CFO, COO, Managing Member, General Partner, President, Vice President or Treasurer) OR any other individual who performs similar functions

At the time an account is opened or renewed (deposit or loan), the Certificate of Beneficial Ownership form is required to be completed. This form requires you to provide the name, address, date of birth and Social Security Number (or passport number or other similar information, in the case of foreign persons), as well as identification documentation (i.e. unexpired government issued ID with current physical address), for all individuals who fit the definition of beneficial owner. You will be required to provide this information and certify that this is true and accurate to the best of your knowledge before the account can be opened.

In order to make this process as efficient as possible, we are notifying you in advance to obtain the required information (name, address, date of birth, SSN and copy of ID) for each individual under the Ownership & Control prongs. If your business will frequently be opening new accounts and/or loans, we recommend you keep this information current and available as it will be required EACH time you establish a new account.



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