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Welcome to Citizens National Bank

At Citizens National Bank, we provide you with the tools to help you meet your financial goals. That begins with switching your account smoothly and seamlessly. Our checklist is a great reference tool to keep you organized through the process.

Retail Customers

Switch all direct deposits you have by completing the Direct Deposit form (pdf). This may include:

  • Your employer
  • Government deposit (Social Security, pension, retirement)
  • Brokerage deposits (dividends, interest)
  • Transfers from other financial institution accounts (savings, checking, money market)

Request to Transfer Direct Deposit Letter (pdf)

Make sure to switch all automatic payments/withdrawals (pdf) you may have by contacting the company you are paying, and give them your new account information.

  • Utilities
    • Gas
    • Electric
    • Phone service
    • Water
    • Cable/satellite
    • Trash
    • Pest control
    • Yard maintenance
  • Other Payments
    • Loans (car, home equity, credit cards)
    • Mortgages
    • Brokerage
    • Account transfer
    • Insurance (home, auto, renters)
    • Internet service
    • Cellular service
    • Child support or court-issued payments

Request to Transfer Automatic Payment Letter (pdf)

Leave enough money to cover any outstanding checks, debit/ATM transactions, and schedule payments/withdrawals that you have not yet switched.

Once all outstanding payments and deposits have cleared your old account, and your first deposit has been deposited in your new account at Citizens National Bank, fill out the Account Closing form (pdf) and instruct your bank to send any remaining balance(s) to your new account with Citizens National Bank.

  • Old checks
  • ATM cards
  • Debit cards
  • Deposit slips

To change your Social Security direct deposit information call the Social Security Administration at 1-800-772-1213.

Enroll in these services


Bill Payment

Online Banking

Mobile Banking

Commercial Customers

Need help with business bill payment setup? Contact our Online for Business specialists.

Business Bill Pay

Merchant Capture

Mobile for Business

Online for Business

Get to Know CNB

Sign up to receive our newsletters.

  • CNB Connection
    Includes tips for managing personal finances, the latest information on what is new at Citizens National Bank, an Ask the Lender article, and a recipe.
  • Executive Newsletter
    Focuses on the special needs of business owners, featuring financial updates from our President and showcasing the products we offer to aid businesses in their success.
  • Family Financial News
    Offered twice a year, this newsletter will provide financial tips and links to interactive calculators and games geared towards educating parents about teaching their kids about finances.
  • Security Bulletin
    Helps to educate customers about the importance of awareness and due diligence when banking electronically. This information can be applied to a range of digital safety.

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