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Helping A New Homebuyer

Grant money from the Welcome Home program helped Van Wert native and full-time college student Delaney purchase her first home. CNB Lender Mitch Price NMLS# 2296958 made the process easy and stress-free for Delaney. After pre-approval, Delaney completed the grant application process online. Being a full-time student with a full-time job, she appreciated being able to complete the application when it was convenient for her. The Welcome Home Program offers up to $10,000 in grant money to assist with reasonable down payments and closing costs incurred with purchasing a new home by low and moderate-income homebuyers. This federal government program, offered through the Federal Home Loan Bank of Cincinnati, is available periodically. Funds are limited. CNB Mortgage: Lenders: Equal Housing Lender | NMLS #439892

Our Unique Approach to Easily Switching Your Accounts Over to CNB

We know the idea of switching your business accounts to another financial institution seems daunting. But with the help of our experienced staff and a personalized transition plan, we will make it as seamless as possible. How It Works: The initial contact person, usually a business banker, will sit down with you to discuss the services you currently utilize and any additional services that might prove beneficial in running your business. He/she will then present recommendations and pricing for your review. Once the decision has been made to switch to CNB, this initial contact becomes your Team Captain and will tailor the team of individuals needed to transition your accounts to CNB with little effort on your part. We will assist you in: • Moving your accounts • Changing any electronic payments for you • Setting up direct deposit and payroll for your employees • Training your employees on our Online for Business product You'll be provided a list of key Citizens National Bank contacts and phone numbers, along with an explanation of what each person's primary function with your accounts will be. This way, you'll know specifically who to call should you have any type of question about your accounts. Your Transition Team Could Include: • Treasury Services Analyst • Customer Service Representative • Office Manager • Lender • Online for Business Specialist • Merchant Services Contact • Visa® Contact • HSA Specialist • Courier Service Contact Contact CNB Today!

Home Improvement Financing – Easy and Quick

Planning on completing a few home improvement projects, Amie Ham contacted Citizens National Bank about financing. When she realized she also needed a new roof, her lender Julie Harris, worked with her to determine the best way to pay for everything she needed through a cash-out refinance. Check out Amie’s story and how Citizens National Bank’s mortgage team was able to make her home dreams come true. Learn more about Citizens National Bank's Mortgage Lending: Contact a Lender:

Goal Based Savings Account

Saving for a specific goal just easier with CNB's new Goal-Based Savings Account. This simple account lets you title the account based upon the goal you're trying to achieve - for example, vacation, furniture, etc... and state an amount you plan to save. By separating your money into different savings buckets, you're more likely to use the money for that stated purpose and feel a sense of accomplishment once you've achieved it. Apply Now Online!

CNB Mobile Banking: Changing the Way We Bank

All of the functionality of banking you're used to made easier to use with CNB Mobile Banking. Learn More About Mobile Banking:

Mobile Banking: Banking Made Safe and Easy

With our Mobile Banking App you can safely take your banking anywhere. Learn More About Mobile Banking:

Mobile Deposit: Deposit Checks Right from Your Phone

Skip the trip to the bank and use Mobile Deposit. Learn More About Mobile Deposit: Learn More About Mobile Banking:

CNB Mobile Banking: Providing Access to the Financial Tools You Need.

Our mobile app gives you access to the financial tools you need wherever you are. Learn More About Mobile Banking:

Payroll Services

Daniel Tinch, executive director of Bluffton Family Recreation, shares how working with Citizens National Bank to handle his company payroll services has benefited him. Bluffton Family Recreation - Payroll Service -

Go Anywhere Account

How does no ATM fees sound? Whether you're heading off to college or just looking for an account that fits your lifestyle the Go Anywhere Account has you covered. With FREE nationwide ATM use and 24/7 access through online and mobile banking, you can bank with ease no matter where life takes you! Go Anywhere Account:

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Payroll Services

Citizens National Bank is a one-stop-shop for all your company’s banking and payroll needs. We’re local and represent small town customer service. A payroll specialist is always just a phone call or email away. Payroll Services:

Positive Pay

One of the simplest forms of fraud protection. Positive Pay is an automated fraud detection tool. It matches the payee, account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized by the company. All components of the check must match exactly or it will not pay. Positive Pay:

Merchant Capture

The quick way to turn check deposits into cash. It's like having a 24-hour bank teller right in your office! By using a desktop scanner and your own computer, you'll be able to deposit checks right from your place of business. Merchant Capture:

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Wishful Banking

You don’t need a magic genie to make your banking wishes come true. Citizens National Bank offers a variety of services to make your banking convenient, fast and easy to use. Text alerts, CardValet and no-fee ATM usage are just some of our “Bank on the Go” conveniences. No wishing required!

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You've got the power! Citizens National Bank's NEW CardValet app lets you know how your debit card is being use. There has never been a better way to be in control!

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Online Business Banking

Pat Ryan, SVP and Van Wert City President for Citizens National Bank, talks about our Business Online Banking service.

Agricultural Loans

Steve Ritter, Senior Vice President of Agricultural and Commercial Lending for Citizens National Bank, explains CNB's Ag Loan program. Less Time Banking, More Time Living - with Citizens National Bank!

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