Videos

View our latest released videos featuring testimonials and financial education.

Citizens National Bank helps Brown Supply Company streamline their cash flow as new business owners.

From Childhood Friends to Business Owners Brown Supply Company is a trusted business that has been supporting local schools, medical facilities, and commercial customers since 1955. Steve Golden and Mark Yingst made their lifelong dream of owning a business a reality when they purchased it this year. Both their fathers worked for the company as they grew up and they share a close bond. Following in their fathers’ footsteps, Golden and Yingst began working for Brown Supply themselves in the 1990’s. When the opportunity to purchase the business came, they worked with CNB Business Banking Officer, Cheryl Verhoff. Cheryl presented them with commercial loan and cash management options to make the transition easy. They utilize CNB’s checking and money market accounts to help streamline their overall cash flow as new owners. They also use online banking to easily manage their accounts on the go. “Citizens National Bank gives us all the offerings we need as a small business to handle our day-to-day operations, from the online banking to being able to walk into a local branch and still be greeted with a smile.” And with 1 year under their belts, they’re set up for a successful future. Citizens National Bank: www.cnbohio.com Brown Supply Company: brownsupply.com

M&J Agra Solutions: Creating Connections with CNB

Learn how Citizens National Bank helped Jamie Agler start his business, M&J Agra Solutions. He needed a facility for his ag seed, fertilizer, and lawn care product company. Citizens National Bank lender, Brent Kohn, introduced him to Joe and Brenda Gallaway, who had space available on an existing property. By working together, they were able to put together a commercial loan package and save Jamie money, utilizing a revolving loan program through the Van Wert Economic Development group. Jamie appreciates the financial advice he gets from CNB, as well as the ease of using mobile banking when he’s on the go.

Beyond the Rate: You Found Your Dream Home! What Happens on Closing Day?

So, you finally found your dream home and have an accepted purchase contract. Congratulations! Now what? Contact your lender and make sure they have the legally executed purchase contract. The lender will order: • An appraisal • Title work • Location survey (ordered if needed) Once approved, your lender will contact you to determine the closing time and location. On the day of closing, you will need your driver’s license. Be ready to sign your name a lot! Once this is done, the title company will file your new deed and mortgage with the county. Congrats! You are now a homeowner!! Contact us to get your Mortgage Questions Answered: https://www.cnbohio.com/personal/loans/lenders/ Get Pre-Approved Today: https://www.cnbohio.com/personal/loans/#home-loans #communitybank #mortgage #mortgagelender #firstimehomebuyer #howtobuyahouse #ohiohomes #banker #banklocal #loan

Beyond the Rate: You Found Your Dream Home! You've Been Approved! Now What?

Beyond the Rate: You Found Your Dream Home! What's going on behind the scenes?

Beyond the Rate: You Found Your Dream Home! Here's what NOT to do!

Beyond the Rate: You Found Your Dream Home, Now What?

Beyond the Rate: What is the Ohio Homebuyer Plus Program?

CNB is participating in the Ohio Homebuyer Plus Savings Program which provides a high rate savings account to save for a new home. Account proceeds can only be used toward the down payment or closing costs of a home purchased in Ohio, to become a primary residence. The account may only be open for 5 years. If funds are not utilized for eligible purposes at the end of the 5-year term, the account will be closed and funds returned to the account owner or moved to a non-Ohio Homebuyer Plus Savings account. Participants must be: • Ohio resident • At least 18 years of age • Primary residence located in the State of Ohio To learn more about CNB's account offer, visit https://www.cnbohio.com/homebuyer-plus-program For information about the program from the state of Ohio, visit ohiotreasurer.gov/homebuyerplus. Find a Citizens National Bank office at https://www.cnbohio.com/location #highyieldsavings #newhome #savings #savingforahouse #communitybank #ohiohomes #cnbohio

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Private video

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Building for a Better Tomorrow. Bates Recycling

With plans to expand his business, Chris Bates of Bates Recycling turned to Matt Wood and Citizens National Bank. Improvements to an existing facility turned into the construction of an entire addition. Chris was able to utilize a construction loan, in addition to maintaining a line of credit that provides him the flexibility he needs to make purchases on short timeframes. See how Citizens National Bank supports his business and makes managing his finances easier. Bates Recycling: https://batesrecycling.com/ CNB Commercial Lending: https://www.cnbohio.com/business/loans/

Todd Farms & Excavating

Mike Todd is a self-made man. Over the last 30 years, he has grown Todd Farms & Excavating in Cecil, Ohio, from its start with just a couple pieces of equipment to today's business operation that handles excavation work for large housing and retail projects. The growth was accomplished with help from Citizens National Bank, where the Todd's turn for all their banking needs, including those associated with their 1,700 acre farming business. Mike likes knowing that he and CNB are a team and that he will receive personalized service whenever needed. Commercial Lending: https://www.cnbohio.com/commercial/loans/ Commercial Lenders: https://www.cnbohio.com/commercial/loans/commercial-lenders/

What is the Ag Outlook for 2024?

The annual crop insurance policy will remain unchanged with the new farm bill being worked on. That means 2024 should be the year for you to focus on your farm and the team surrounding it. Your operations should aim to break even and increase yields, as 2024 will be a year of tight margins and more challenging conditions. To ensure that your farm thrives, it's crucial to have a trusted team around you. Make sure you know and trust your ag lender, insurance agent, seed dealer, and agronomist. With the current environmental challenges, this team can help you navigate the tight margins and reduce the risk of errors. Speaker: Jason Williamson, Williamson Crop Insurance Williamson Insurance: https://cropcoverage.com/ Citizens National Bank: www.cnbohio.com Citizens National Bank Ag Lenders: https://www.cnbohio.com/business/loans/ag-lenders/

Economic Forecast 2024: Overview

As we wrap up this year and look ahead to 2024, economist Bob Morgan highlights where he sees the economy heading. He expects inflation to remain steady and although real GDP may be less than 2% through the first half of the year, he sees a potential rebound for the second half. Overall, he’s fairly optimistic for the upcoming year, but cautions 2025 and 2026 may be bumpy due to conflicts between fiscal and monetary policy. Citizens National Bank: www.cnbohio.com Full Forecast Presentation: https://youtu.be/0lFv1_VhLBY

Economic Forecast 2024 - What is in store for the year ahead?

As we wrap up this year and look ahead to 2024, economist Bob Morgan highlights where he sees the economy heading. He expects inflation to remain steady and although real GDP may be less than 2% through the first half of the year, he sees a potential rebound for the second half. Overall, he’s fairly optimistic for the upcoming year, but cautions 2025 and 2026 may be bumpy due to conflicts between fiscal and monetary policy. View Mr. Morgan's presentation. Citizens National Bank: www.cnbohio.com Forecast Overview: https://youtu.be/lmtMPPgVzbQ

Continuing a Legacy with CNB

Brandon and Danielle Reynolds, owners of Legacy Marble and Granite in Findlay, OH, purchased the business from Brandon's father. They purchase stone from all around the world and need a bank to allow them to make the purchases with ease. They work with Matt Wood and Susan Bunn, CNB Findlay, to help keep their family business going strong.

Mid-Year Economic Forecast 2023 - The Path to Stability

Our 2023 investing outlook started with a theme of returning to normalcy. Considering 2022’s market volatility and the aftereffects of the pandemic, the idea of finding balance was certainly a welcomed change. It’s a theme we could all embrace six months ago and what we will continue to rally around through year-end. Presented by Debbie Boisselle of Citizens Wealth Management Group https://www.cwmgohio.com/

Putting Down Roots with the Help of CNB

Hannah McKee had a great job in corporate America, but always had hopes of putting down roots in a small town and owning her own business. When Flower & Plant Barn in St. Marys, OH was for sale, she worked with Andy Rosenbeck, CNB Celina, to work through the details to realize her dream.

WELCOME TO THE NEW CNBOHIO COM!

Take a video tour of our redesigned website, cnbohio.com. It features easier navigation, simplified menus, better organization and tons of video and newsletter content!

Home Improvement Financing – Easy and Quick

Planning on completing a few home improvement projects, Amie Ham contacted Citizens National Bank about financing. When she realized she also needed a new roof, her lender Julie Harris, worked with her to determine the best way to pay for everything she needed through a cash-out refinance. Check out Amie’s story and how Citizens National Bank’s mortgage team was able to make her home dreams come true. Learn more about Citizens National Bank's Mortgage Lending: https://www.cnbohio.com/personal/loans/ Contact a Lender: https://www.cnbohio.com/personal/loans/lenders/

Let Us Introduce You to Dura Temp

You probably drink from a glass every day, but did you ever wonder about how it’s manufactured? Dura Temp provides a range of products that aid in the manufacturing of glass in more than 40 countries worldwide. Since 70% of their business is international, they rely on Citizens National Bank to make payments to and from the companies they work with easy. View their story to learn more about how CNB is building businesses one relationship at a time. Business Services: https://www.cnbohio.com/commercial/services/ Dura Temp: https://www.duratemp.com/

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This video is private.

Private video

This video is private.

2023 Economic Forecast - Where is the Economy Headed

As we begin to wrap up 2022, you’re probably considering where the economy is headed and what issues you should be concerned with. Listen as Bob Morgan, an economist CNB works with, presents his take on our biggest economic issues right now and what we might expect in 2023. From inflation concerns to environmental issues and demographic challenges, Morgan outlines how he sees those being addressed and still anticipates growth in the US economy by fourth quarter 2023.

Video Categories

Agriculture

Banking It with CNB

Citizens Wealth Management Group

Customer Testimonials

Economic Forecast

Financial Education

Helpful Tips

Money Tips

Products and Services

Purchasing A Home

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